


They essentially fill out several applications for you at once. This means that you can’t know what company will give you the best rate unless you go through the application process for each. Different life insurance providers provide different rates at different ages, health statuses, and lifestyles according to their actuarial tables. The Policygenius platform lets you see the best rates from a dozen of the most reputable life insurance providers at once. When life insurance companies compete for your business, you come out on top. They have a great FAQ page, Insurance 101 guides, case studies, and an insurance checkup that recommends insurances and coverage amounts. It is very intuitive and they have a lot of resources to help you if you have questions or feel stuck. Policygenius has a clean interface that is easy to use and understand. This was reassuring to me that he had my best interest in mind. He also talked to me about temporary coverage but said that he wouldn’t recommend it because I was healthy and it was probably an unnecessary expense. I scheduled my medical exam with him over the phone and it was quick and easy. “The customer service agent then emailed me right after the call with the electronic paperwork that I needed to sign. He did a great job of setting clear expectations.” He helped me to find the cheapest quoted life insurance provider. This process took about 15 minutes, the agent that called me was very helpful and seemed to have my best interest in mind. He went over my application with me to make sure everything was correct. “Once it was filled out, I got a call within 20 minutes from a customer service agent at Policygenius. They asked for my gender, age, where I live, about my family history, and some health and lifestyle questions.” I had to choose the coverage amount and a term limit from 15 to 50 years. “It took about ten minutes to fill out the application. One of our employees went through the process and shared this experience: The application process is quick and easy. Policygenius has all but eliminated that obstacle by allowing customers to get quotes quickly online and easily apply for coverage in all 50 states and Washington DC.

One of the biggest roadblocks to obtaining life insurance is the inefficiency of the traditional paper quoting and application processes. Policygenius Efficiency and Ease: 4.3 ★ / 5 ★
